Mortgage Broker eu.com

No strings and no ties

If you're looking to use mortgage brokerage services to take out your first or latest home loan then you need to be aware of one fact. Not all brokers are the same. Some are not independent - they only work with a certain number of lenders (usually those affiliated with a group of companies).

An independent mortgage broker, on the other hand, works across the whole of the home loan sector - for every lender and every loan type. This might not seem like such a big deal in the great scheme of things, but choosing a mortgage broker that isn't impartial may hit you right where it hurts - in your pocket.

If the broker you choose isn't independent they simply cannot tell you about every single option you might have. They cannot tell you about every single deal in the UK home loan sector. They can only tell you about the deals from the companies that they are associated with.

So, they can tell about the cheapest deals they can access - but an independent mortgage broker can tell you about the cheapest deals EVERYWHERE. This can result in you saving a lot of money over the course of your home loan in interest repayments.

When is a broker independent?

It's usually quite simple to spot an independent mortgage broker - simply because they'll tell you that they are one! But, appearances can sometimes be deceptive. And, as with any industry, sometimes some brokers aren't as honest with consumers as they might be.

So, you might choose an independent mortgage broker only to find out later that they aren't impartial at all - they may work with various lenders in different companies but they restrict how many companies they deal with.

Alternatively, you can get stung another way. Here a broker may claim independence and actually work this way - but they may favour those lenders that give them the best payment deals. So, the results of any search they do on your behalf will be based on how much commission a lender gives them rather than on the cheapest available rates How will you know in this kind of case that you are being shown the cheapest deals on the market? Simple answer is - you won't…..

Impartial and independent low cost advice

We really are independent mortgage broker specialists. How can you know this? Well, it's obviously easy to take our word for it but the proof of the pudding really is in the eating. Try out our services for your home loan needs and you'll quickly see that we work across the entire UK mortgages sector.

Our aim isn't to work with just a few named companies. We aren't interested in how much commission we make on each deal. We're doing very nicely anyway thank you very much! Our sole aim is to help consumers - like yourself - get the best deals. If we keep costs as low as possible for our customers then we know that they'll keep coming back and we'll keep getting new ones. That's all there is to it.

So, we'll search through every nook and cranny to find the best mortgage deal for your needs - no matter how much you want to borrow or what type of mortgage you need including CCJ mortgages. And, as a further sign of our commitment to keeping your costs low we also make sure that you are given any independent mortgage broker discounts or special deals that lenders give us. Remember - the only agenda we have is saving you money - get in touch and see how much we can save you!